What is a Transport Accident Commission (TAC) claim?
In Victoria, injuries caused by accidents on the road are eligible for compensation via the Transport Accident Commission (TAC). TAC payouts are funded by the mandatory third-party insurance on all registered Australian vehicles – so you’re never left in a situation where the other driver can’t afford to pay.
Find out more about TAC in Victoria.
The TAC covers the majority of common road accidents and injuries that take place in Victoria – including those where the injured party is a non-Victorian resident. These include:
- Accidents directly caused by driving your own vehicle
- Accidents caused by out-of-control motor vehicles, trains, or trams
- Injuries sustained from driving under the influence
- Injuries that occur on trains, buses, or trams
- Collisions between cyclists and moving or parked vehicles (including car door openings)
- Injuries caused by not using designated crossings
- Injuries caused by trams, trains, or buses (when not a passenger)
Note: TAC claims are no-fault, which means you are free to lodge a claim whether or not you were the cause of the accident.
Contact LHD Lawyers if you are unsure whether you are eligible for a TAC claim.
You can also file a TAC claim for an accident that occurred in another state if:
- A Victorian registered vehicle was involved in the accident
- The injured person was a passenger of the Victorian vehicle and/or a Victorian resident.
If you are found to be eligible, your TAC claim can cover:
- Medical treatment and appointments
- Lost income, with regular payments made for each week you are unable to work.
- Expenses required by you and your employer to facilitate a return to work
- A lump sum for any permanent injury (impairment benefit).
TAC claims extend to public transport related injuries caused by buses, trains, and trams. This includes injuries sustained while a passenger of public transport, and injuries that occur while on foot or in another vehicle.