What is a Compulsory Third Party claim?
Compulsory Third Party (CTP) claims can cover you if you’ve suffered as the result of a vehicle accident caused by another driver. This includes being the passenger in an at-fault vehicle.
LHD Lawyers have over thirty years of experience in securing maximum compensation for CTP claims. We know exactly what you’re entitled to and how to secure it – so you can leave the claim with us while you focus on recovery. Find out more with our CTP claims guide for NSW.
If you live in Victoria, find out more about TAC claims.
The process for lodging a CTP claim can vary by state, so contact LHD Lawyers for guidance if you are in any doubt. Generally, it involves the following steps:
- Filing a police report detailing the accident. Do this as soon as possible to ensure all details are clear and you are entitled to the maximum amount of compensation.
- Completing and submitting a claim form to the CTP insurer of the at-fault vehicle.
- Getting a medical certificate from your doctor detailing your injuries.
Your local LHD team can assist you with each of these steps and provide specialised advice for your state and jurisdiction, so get in touch if you have any questions.
CTP claims only cover personal injury as the result of an accident. Contact your insurer to discuss compensation for vehicle or personal property damage.
CTP claims can compensate you for:
Medical expenses: this includes GP and specialist visits plus any ongoing care required as a result of your injury.
Lost income: if your injury has prevented you from working, you can claim for income that has been lost since the accident.
Future lost income: if your recovery will prevent you from working for an extended period, you can also claim for any earnings that are likely to be lost in future.
Lost superannuation contributions: if your super contributions are temporarily halted with your regular income, you can claim for these too.
Time limits for making a CTP claim vary by state, with some requiring you to act in as little as 28 days. Speak to an expert as soon as possible to ensure you don’t miss any deadlines.
Depending on the nature of the accident and the laws in your state, you may be able to claim for an accident that occurred while you were a public transport passenger – or a collision with a public transport vehicle. Speak to a specialist motor vehicle claims expert to find out more about your rights.