Total & Permanent Disability Claim Lawyers

Total & Permanent Disability Claim Lawyers

Think you may be entitled to TPD compensation? Speak to our specialist TPD lawyers about your disability claim.

99% win rate

99% win rate

30+ years experience

30+ years experience

No win no fee

No win no fee

What is TPD Insurance?

TPD Insurance, or Total and Permanent Disability Insurance, is a type of insurance policy attached to Super Funds. It provides financial protection to individuals who become totally and permanently disabled and are unable to work as a result of the disability.

Under a TPD insurance policy, if the insured individual is deemed to be totally and permanently disabled, you can receive a lump sum payment to help cover your ongoing living expenses and medical costs. The amount of the payment will depend on the specific terms of your policy.

TPD insurance is typically offered as an optional extra to other types of insurance policies, such as life insurance or income protection insurance. It can also be purchased as a standalone policy.

It’s worth noting that many superannuation funds automatically provide TPD insurance cover. You may have multiple superannuation funds, each with its own TPD cover that you can claim against.

What injuries might result in a TPD Claim?

Total and permanent disability claims (TPD) can include a variety of illnesses and injuries which result in your inability to continue working. These injuries and illnesses don’t need to be caused by an accident at work, however they need to render you unable to work any more. Accidents and incidents which might occur, meaning you need to launch a TPD insurance claim include:

  • Injuries sustained at home
  • Injuries sustained at work, including:
    • Loss of limbs or amputations
  • Injuries sustained through sport
  • Road accident injuries, including:
    • Severe burns
    • Traumatic brain injuries
    • Spinal cord injuries
  • Mental health conditions, including:
    • Depression
    • Anxiety
    • Schizophrenia
    • Bipolar disorder
    • Post-traumatic stress disorder (PTSD)
  • Cardiac or cardiovascular conditions, including:
    • Heart attacks
    • Strokes
  • Chronic illness, including:
    • Cancer
    • Multiple Sclerosis (MS)
    • Parkinson’s Disease
  • Autoimmune disorders, including:
    • Lupus
    • Rheumatoid arthritis
  • Vision or hearing loss
  • Musculoskeletal injuries, including:
    • Back injuries
    • Joint injuries
  • Respiratory injuries including:
    • Chronic obstructive pulmonary disease (COPD)
    • Lung cancer

FAQs

How does a TPD insurance claim work?
What injuries are included in a TPD insurance claim?
Can you claim TPD more than once?
Do I need a lawyer for a TPD claim?
How much do lawyers charge for TPD claims?
Am I entitled to a TPD insurance benefit?
Is there a TPD insurance claims expert in my area?
How Do I Receive TPD Compensation Entitlements?
Has Your Claim Been Declined By Your Insurer?
What is covered under a TPD policy?
I currently have a workers compensation claim running, can I still claim for TPD?
I currently have a motor vehicle accident claim running, can I still claim for TPD?

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  • 99% win rate
  • No win no fee guarantee
  • Over 30 years experience

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