Income Protection QLD

If you have Income Protection Insurance as part of your superannuation policy, depending on the policy you will ordinarily be covered for 75% of your pre-injury salary. No two Income Protection Insurance policies are the same however, and factors such as the frequency of income protection payments, age limit restrictions and the length of time you are entitled to claim Income Protection Insurance can vary greatly between policies.

The terms of your Income Protection Insurance will also vary depending on the severity of your illness or injury. Some policies will only pay when you are no longer able to perform your current role, while others will pay you compensation should you be unable to perform any job at your skill level. While some Income Protection Insurance pays you less money should you be able to receive another income from a subsequent job.

LHD’s income protection lawyers Brisbane and income protection lawyers Gold Coast are experts in income protection law and can assist you in finding out all the potential disability benefits available to you, as well as your claim to entitlements. You should act quickly when lodging a claim, as time limits may apply.

Income protection constitutes a regular payment you receive while you are unable to work, this is also known as salary continuance, total disability or total temporary disability insurance. Your income protection may involve a waiting period, from a few weeks to a few months before payments begin and is paid at about 75% of your pay for either a specified period of time (as long as five years) or, sometimes, until age 65.

To see if you are entitled to this benefit from your Superannuation fund, it is important to contact an income protection lawyer Brisbane who can help you to understand the process of making a claim and help you to file all paperwork and complete all administration in a timely manner, so you can receive your benefits as soon as possible.

LHD’s income protection lawyers Brisbane and income protection lawyers Gold Coast are experts in finding out how much income protection cover you have. We can help you investigate your policy on an obligation free basis and run the claim for you, assisting with everything from dealing with your superannuation insurer and your workers compensation insurer. LHD’s income protection lawyers Brisbane and income protection lawyers Gold Coast are no win no fee lawyers, so if you don’t receive your income protection you don’t need to pay our fees.