TPD claim rejected

Suffering a total and permanent disability (TPD) can be life changing. It can mean you no longer have the capacity to work and make a living and cause a drastic change in your standard of life. This is why it is so important that superannuation funds all include TPD insurance in their policies. What do … Continued

Working after a TPD claim

Total and permanent disability (TPD) insurance claims pay you either a lump sum or regular payments based on the concept that you will never be able to work again. However, never working again can be a very daunting notion and a lot of people consider going back to work after TPD claims. But is working … Continued

Most common TPD claims

There are two types of TPD claims, these are “Any Occupation” or “Own Occupation” TPD insurance, which you choose at the time of selecting your policy. The definitions of these are: Any Occupation TPD Insurance: One common TPD claim is an “Any Occupation” claim. This is when, due entirely to an illness or injury, you … Continued

How to Win a TPD Claim

Experiencing a TPD injury, whether it is a physical injury like the loss of a limb, deafness or a heart attack, or a mental illness like depression or anxiety, is life changing. And it can be even more life changing if you are unable to make successful TPD claims and ensure you are financially comfortable … Continued

TPD Claims for Mental Illness

Does TPD cover mental health? If you are suffering debilitating TPD mental health issues it is important to ask “does TPD cover mental health?” It’s easy to imagine only physical injuries are covered by TPD claims, however while these injuries are often easier to prove, the TPD claim mental illness success rate is quite high … Continued